Fair Isaac
FICO stock analysis · Information Technology · Application Software
As of · fund-implied per-share value
Fund holding value ÷ shares held. Not a live quote; not adjusted for later stock splits.
View SEC fund filing ↗Price × SEC outstanding shares. Shares measured 2026-06-30. Approximate; share and price dates can differ.
View share-count filing ↗DCF value
Equity cash-flow scenario · SEC outstanding shares at 2026-06-30 · -54.7% versus input cap
How this is calculated ↗Reverse DCF
Annual basis · read assumptions below
How this is calculated ↗Relative valuation
13 industry peers · median 36.5×
How this is calculated ↗Historical multiples
4 annual observations · snapshot P/E 39.6× · -38.7% versus history
How this is calculated ↗Free cash flow yield
Annual basis · read assumptions below
How this is calculated ↗ROIC / quality
Normalized tax · financing-capital proxy · parent-equity fallback (scope limitation) · short-term borrowing coverage incomplete
How this is calculated ↗Value composite
Requires three valuation yields and at least five covered sector peers.
How this is calculated ↗12–1 price momentum
Split and corporate-action verification is incomplete for these fund observations. Verified adjusted endpoints are required for 12–1 momentum.
How this is calculated ↗Asset growth
Annual basis · read assumptions below
How this is calculated ↗Net payout yield
Requires reported dividends, repurchases and issuance; missing values are not zero.
How this is calculated ↗Accrual quality
Parent-earnings fallback versus consolidated cash flow · scope limitation
How this is calculated ↗Fundamental momentum
Annual basis · read assumptions below
How this is calculated ↗Follow the cash
ANNUAL · USDOperating cash flow and reinvestment over time
Annual USD. Negative bars use a compressed lower scale. Hover or inspect the financial history table for exact values.
Make the assumptions yours
How sensitive is the valuation?
| Return / Growth | 3.0% | 5.0% | 7.0% |
|---|---|---|---|
| 8.0% | $679.12 | $740.98 | $807.50 |
| 10.0% | $497.65 | $541.44 | $588.45 |
| 12.0% | $392.61 | $426.02 | $461.84 |
Annual financial history
Open SEC filings ↗| Fiscal year-end | Revenue | Net income | Operating cash flow | Capital expenditure | Assets |
|---|---|---|---|---|---|
| 2025-09-30 | 2B | 651.9M | 778.8M | 8.9M | 1.9B |
| 2024-09-30 | 1.7B | 512.8M | 633M | 8.9M | 1.7B |
| 2023-09-30 | 1.5B | 429.4M | 468.9M | 4.2M | 1.6B |
| 2022-09-30 | 1.4B | 373.5M | 509.5M | 6M | 1.4B |
| 2021-09-30 | 1.3B | 392.1M | 423.8M | 7.6M | 1.6B |
| 2020-09-30 | 1.3B | 236.4M | 364.9M | 22M | 1.6B |
| 2019-09-30 | 1.2B | 192.1M | 260.4M | 24M | 1.4B |
| 2018-09-30 | 1B | 126.5M | 223.1M | 31.3M | 1.3B |
USD, abbreviated. Restated annual history; not a point-in-time backtest. Missing values appear as dashes.
Trace the inputs
MODEL ANNUAL PERIOD| Input | Value | SEC tag / source | Filed |
|---|---|---|---|
| revenue | 2B | RevenueFromContractWithCustomerExcludingAssessedTax | 2025-11-07 |
| netIncome | 651.9M | NetIncomeLoss Parent-attributable fallback: a verified consolidated total is unavailable in the supported tags. Noncontrolling interests have not been assumed to be zero; this may differ in scope from consolidated cash flow or operating income. | 2025-11-07 |
| Parent/common earnings proxy | 651.9M | NetIncomeLoss | 2025-11-07 |
| cfo | 778.8M | NetCashProvidedByUsedInOperatingActivities | 2025-11-07 |
| capex | 8.9M | PaymentsToAcquirePropertyPlantAndEquipment | 2025-11-07 |
| operatingIncome | 924.9M | OperatingIncomeLoss | 2025-11-07 |
| assets | 1.9B | Assets | 2025-11-07 |
| equity | -1.7B | StockholdersEquity Parent-attributable fallback: a verified consolidated total is unavailable in the supported tags. Noncontrolling interests have not been assumed to be zero; this may differ in scope from consolidated cash flow or operating income. | 2025-11-07 |
| Parent book equity proxy | -1.7B | StockholdersEquity | 2025-11-07 |
| debt | 3.1B | LongTermDebt | 2025-11-07 |
| shortDebt | — | Not reported under a supported tag | — |
| cash | 134.1M | CashAndCashEquivalentsAtCarryingValue | 2025-11-07 |
| shares | 24.6M | WeightedAverageNumberOfDilutedSharesOutstanding | 2025-11-07 |
| dividends | — | Not reported under a supported tag | — |
| buybacks | 1.4B | PaymentsForRepurchaseOfCommonStock | 2025-11-07 |
| issuance | 32.8M | Reviewed manual correction Bounded FY2025-09-30 consolidated financing-statement extraction. Proceeds from issuance of treasury stock under employee stock plans: 32823000 USD [us-gaap:ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions]. All 8 financing lines reconcile exactly to reported financing cash flow -750329000 USD. Cash inflows from common shares, employee plans and option exercises are summed once as displayed on the statement; noncash compensation, withholding payments, preferred and noncontrolling interests are excluded. This review applies only to this issuer and fiscal period. Source limitation: the statement also aggregates other financing cash flows (net -3144000 USD). Their common-equity portion is not separately disclosed here. Issuance is the sum of separately reported common cash-issuance lines, not an independently verified gross total; additional equity flows may be inside those aggregates. | 2025-11-07 |