Fiserv
FISV stock analysis · Financials · Transaction & Payment Processing Services
As of · fund-implied per-share value
Fund holding value ÷ shares held. Not a live quote; not adjusted for later stock splits.
View SEC fund filing ↗Price × SEC outstanding shares. Shares measured 2026-05-01. Approximate; share and price dates can differ.
View share-count filing ↗DCF value
Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.
How this is calculated ↗Reverse DCF
Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.
How this is calculated ↗Relative valuation
8 industry peers · median 25.8×
How this is calculated ↗Historical multiples
7 annual observations · snapshot P/E 7.5× · -80.3% versus history
How this is calculated ↗Free cash flow yield
Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.
How this is calculated ↗ROIC / quality
Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.
How this is calculated ↗Value composite
Requires three valuation yields and at least five covered sector peers.
How this is calculated ↗12–1 price momentum
Split and corporate-action verification is incomplete for these fund observations. Verified adjusted endpoints are required for 12–1 momentum.
How this is calculated ↗Asset growth
Annual basis · read assumptions below
How this is calculated ↗Net payout yield
Requires reported dividends, repurchases and issuance; missing values are not zero.
How this is calculated ↗Accrual quality
Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.
How this is calculated ↗Fundamental momentum
Annual basis · read assumptions below
How this is calculated ↗Follow the cash
ANNUAL · USDOperating cash flow and reinvestment over time
Annual USD. Negative bars use a compressed lower scale. Hover or inspect the financial history table for exact values.
Make the assumptions yours
How sensitive is the valuation?
| Return / Growth | 3.0% | 5.0% | 7.0% |
|---|---|---|---|
| 8.0% | — | — | — |
| 10.0% | — | — | — |
| 12.0% | — | — | — |
Annual financial history
Open SEC filings ↗| Fiscal year-end | Revenue | Net income | Operating cash flow | Capital expenditure | Assets |
|---|---|---|---|---|---|
| 2025-12-31 | 21.2B | 3.5B | 6.1B | 1.8B | 80.1B |
| 2024-12-31 | 20.5B | 3.2B | 6.6B | 1.6B | 77.2B |
| 2023-12-31 | 19.1B | 3.1B | 5.2B | 1.4B | 90.9B |
| 2022-12-31 | 17.7B | 2.6B | 4.6B | 1.5B | 83.9B |
| 2021-12-31 | 16.2B | 1.4B | 4B | 1.2B | 76.2B |
| 2020-12-31 | 14.9B | 975M | 4.1B | 900M | 74.6B |
| 2019-12-31 | 10.2B | 914M | 2.8B | 721M | 77.5B |
| 2018-12-31 | 5.8B | 1.2B | 1.6B | 360M | 11.3B |
USD, abbreviated. Restated annual history; not a point-in-time backtest. Missing values appear as dashes.
Trace the inputs
MODEL ANNUAL PERIOD| Input | Value | SEC tag / source | Filed |
|---|---|---|---|
| revenue | 21.2B | Revenues | 2026-02-19 |
| netIncome | 3.5B | ProfitLoss Explicit consolidated amount, including the portion attributable to noncontrolling interests. | 2026-02-19 |
| Parent/common earnings proxy | 3.5B | NetIncomeLoss | 2026-02-19 |
| cfo | 6.1B | NetCashProvidedByUsedInOperatingActivities | 2026-02-19 |
| capex | 1.8B | PaymentsToAcquirePropertyPlantAndEquipment | 2026-02-19 |
| operatingIncome | 5.8B | OperatingIncomeLoss | 2026-02-19 |
| assets | 80.1B | Assets | 2026-02-19 |
| equity | 25.8B | StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest Explicit consolidated amount, including the portion attributable to noncontrolling interests. | 2026-02-19 |
| Parent book equity proxy | 25.8B | StockholdersEquity | 2026-02-19 |
| debt | 29B | LongTermDebtAndCapitalLeaseObligationsCurrent + LongTermDebtAndCapitalLeaseObligations | 2026-02-19 |
| shortDebt | — | Not reported under a supported tag | — |
| cash | 798M | CashAndCashEquivalentsAtCarryingValue | 2026-02-19 |
| shares | 549M | WeightedAverageNumberOfDilutedSharesOutstanding | 2026-02-19 |
| dividends | — | Not reported under a supported tag | — |
| buybacks | — | Not reported under a supported tag | — |
| issuance | 62M | Reviewed manual correction Bounded FY2025-12-31 consolidated financing-statement extraction. Proceeds from issuance of treasury stock: 62000000 USD [us-gaap:ProceedsFromIssuanceOrSaleOfEquity]. All 12 financing lines reconcile exactly to reported financing cash flow -3832000000 USD. Cash inflows from common shares, employee plans and option exercises are summed once as displayed on the statement; noncash compensation, withholding payments, preferred and noncontrolling interests are excluded. This review applies only to this issuer and fiscal period. Source limitation: the statement also aggregates other financing cash flows (net 5000000 USD). Their common-equity portion is not separately disclosed here. Issuance is the sum of separately reported common cash-issuance lines, not an independently verified gross total; additional equity flows may be inside those aggregates. | 2026-02-19 |