Fundamentals · 2026-09-09S&P 500ANNUAL BASIS

Fifth Third Bancorp

FITB stock analysis · Financials · Regional Banks

FY 2025-12-31ANNUAL FILINGS
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These are research estimates based on annual filings. Valuation uses a cash-flow proxy and explicit assumptions; prices are not live. Published valuations use annual periods first filed by the price date, with later restatements retained.
Reference share price · USD
$56.37HISTORICAL SNAPSHOT

As of · fund-implied per-share value

Fund holding value ÷ shares held. Not a live quote; not adjusted for later stock splits.

View SEC fund filing ↗
Estimated issuer market cap
$51.1B

Price × SEC outstanding shares. Shares measured 2026-06-30. Approximate; share and price dates can differ.

View share-count filing ↗
Valuation

DCF value

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Valuation

Reverse DCF

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Valuation

Relative valuation

-31.1%

5 industry peers · median 14.8×

How this is calculated ↗
Valuation

Historical multiples

12.8×

7 annual observations · snapshot P/E 21.5× · 68.0% versus history

How this is calculated ↗
Valuation

Free cash flow yield

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Quality

ROIC / quality

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Valuation

Value composite

Requires three valuation yields and at least five covered sector peers.

Requires three valuation yields and at least five covered sector peers.

How this is calculated ↗
Momentum

12–1 price momentum

Split and corporate-action verification is incomplete for these fund observations. Verified adjusted endpoints are required for 12–1 momentum.

Split and corporate-action verification is incomplete for these fund observations. Verified adjusted endpoints are required for 12–1 momentum.

How this is calculated ↗
Investment

Asset growth

0.7%

Annual basis · read assumptions below

How this is calculated ↗
Investment

Net payout yield

Requires reported dividends, repurchases and issuance; missing values are not zero.

Requires reported dividends, repurchases and issuance; missing values are not zero.

How this is calculated ↗
Quality

Accrual quality

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Momentum

Fundamental momentum

Requires two adjacent years of revenue, operating income and cash flow.

Requires two adjacent years of revenue, operating income and cash flow.

How this is calculated ↗

Follow the cash

ANNUAL · USD

Operating cash flow and reinvestment over time

USD · bar maximum 6.4B2020-12-31: cfo $371,000,000.002020-12-31: capex $305,000,000.0020202021-12-31: cfo $2,704,000,000.002021-12-31: capex $309,000,000.0020212022-12-31: cfo $6,428,000,000.002022-12-31: capex $348,000,000.0020222023-12-31: cfo $4,509,000,000.002023-12-31: capex $491,000,000.0020232024-12-31: cfo $2,824,000,000.002024-12-31: capex $414,000,000.0020242025-12-31: cfo $4,514,000,000.002025-12-31: capex $584,000,000.002025
Operating cash flowCapital expenditure

Annual USD. Negative bars use a compressed lower scale. Hover or inspect the financial history table for exact values.

Make the assumptions yours

Personal inputs stay in this browser. Blank fields retain published inputs. Five-year forecast; zero net borrowing. Required return must exceed terminal growth.

How sensitive is the valuation?

DCF per-share sensitivity · includes reviewed preferred and minority-owner claims · rows: required return · columns: growth
Return / Growth3.0%5.0%7.0%
8.0%
10.0%
12.0%

Annual financial history

Open SEC filings ↗
Fiscal year-endRevenueNet incomeOperating cash flowCapital expenditureAssets
2025-12-312.5B4.5B584M214.4B
2024-12-312.3B2.8B414M212.9B
2023-12-31577M2.3B4.5B491M214.6B
2022-12-31589M2.4B6.4B348M207.5B
2021-12-31600M2.8B2.7B309M211.1B
2020-12-31559M1.4B371M305M204.7B
2019-12-31565M2.5B1.8B243M169.4B
2018-12-31549M2.2B2.9B192M146.1B

USD, abbreviated. Restated annual history; not a point-in-time backtest. Missing values appear as dashes.

Trace the inputs

MODEL ANNUAL PERIOD
InputValueSEC tag / sourceFiled
revenueNot reported under a supported tag
netIncome2.5BNetIncomeLoss
Parent-attributable fallback: a verified consolidated total is unavailable in the supported tags. Noncontrolling interests have not been assumed to be zero; this may differ in scope from consolidated cash flow or operating income.
2026-02-24
Parent/common earnings proxy2.4BNetIncomeLossAvailableToCommonStockholdersBasic2026-02-24
cfo4.5BNetCashProvidedByUsedInOperatingActivities2026-02-24
capex584MPaymentsToAcquirePropertyPlantAndEquipment2026-02-24
operatingIncomeNot reported under a supported tag
assets214.4BAssets2026-02-24
equity21.7BStockholdersEquity
Parent-attributable fallback: a verified consolidated total is unavailable in the supported tags. Noncontrolling interests have not been assumed to be zero; this may differ in scope from consolidated cash flow or operating income.
2026-02-24
Parent book equity proxy21.7BStockholdersEquity2026-02-24
debt13.6BLongTermDebt2026-02-24
shortDebt926MShortTermBorrowings2026-02-24
cash3.5BCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents2026-02-24
shares672.5MWeightedAverageNumberOfDilutedSharesOutstanding2026-02-24
dividends1.2BPaymentsOfDividends2026-02-24
buybacks525MPaymentsForRepurchaseOfCommonStock2026-02-24
issuanceNot reported under a supported tag