Fundamentals · 2026-09-09S&P 500ANNUAL BASIS

JPMorgan Chase

JPM stock analysis · Financials · Diversified Banks

FY 2025-12-31ANNUAL FILINGS
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These are research estimates based on annual filings. Valuation uses a cash-flow proxy and explicit assumptions; prices are not live. Published valuations use annual periods first filed by the price date, with later restatements retained.
Reference share price · USD
$327.33HISTORICAL SNAPSHOT

As of · fund-implied per-share value

Fund holding value ÷ shares held. Not a live quote; not adjusted for later stock splits.

View SEC fund filing ↗
Estimated issuer market cap
$870.1B

Price × SEC outstanding shares. Shares measured 2026-06-30. Approximate; share and price dates can differ.

View share-count filing ↗
Valuation

DCF value

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Valuation

Reverse DCF

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Valuation

Relative valuation

-16.6%

5 industry peers · median 13.0×

How this is calculated ↗
Valuation

Historical multiples

14.0×

7 annual observations · snapshot P/E 15.6× · 11.3% versus history

How this is calculated ↗
Valuation

Free cash flow yield

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Quality

ROIC / quality

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Valuation

Value composite

Requires three valuation yields and at least five covered sector peers.

Requires three valuation yields and at least five covered sector peers.

How this is calculated ↗
Momentum

12–1 price momentum

Split and corporate-action verification is incomplete for these fund observations. Verified adjusted endpoints are required for 12–1 momentum.

Split and corporate-action verification is incomplete for these fund observations. Verified adjusted endpoints are required for 12–1 momentum.

How this is calculated ↗
Investment

Asset growth

10.5%

Annual basis · read assumptions below

How this is calculated ↗
Investment

Net payout yield

Requires reported dividends, repurchases and issuance; missing values are not zero.

Requires reported dividends, repurchases and issuance; missing values are not zero.

How this is calculated ↗
Quality

Accrual quality

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

Generic cash-flow and operating-capital models are not suitable for this sector; specialist bank/insurance or REIT analysis is required.

How this is calculated ↗
Momentum

Fundamental momentum

Requires two adjacent years of revenue, operating income and cash flow.

Requires two adjacent years of revenue, operating income and cash flow.

How this is calculated ↗

Follow the cash

ANNUAL · USD

Operating cash flow and reinvestment over time

USD · bar maximum 147.8B2020-12-31: cfo -$79,910,000,000.00 (negative; lower scale compressed)20202021-12-31: cfo $78,084,000,000.0020212022-12-31: cfo $107,119,000,000.0020222023-12-31: cfo $12,974,000,000.0020232024-12-31: cfo -$42,012,000,000.00 (negative; lower scale compressed)20242025-12-31: cfo -$147,782,000,000.00 (negative; lower scale compressed)2025
Operating cash flowCapital expenditure

Annual USD. Negative bars use a compressed lower scale. Hover or inspect the financial history table for exact values.

Make the assumptions yours

Personal inputs stay in this browser. Blank fields retain published inputs. Five-year forecast; zero net borrowing. Required return must exceed terminal growth.

How sensitive is the valuation?

DCF per-share sensitivity · includes reviewed preferred and minority-owner claims · rows: required return · columns: growth
Return / Growth3.0%5.0%7.0%
8.0%
10.0%
12.0%

Annual financial history

Open SEC filings ↗
Fiscal year-endRevenueNet incomeOperating cash flowCapital expenditureAssets
2025-12-31182.4B57B-147.8B4.4T
2024-12-31177.6B58.5B-42B4T
2023-12-31158.1B49.6B13B3.9T
2022-12-31128.7B37.7B107.1B3.7T
2021-12-31121.6B48.3B78.1B3.7T
2020-12-31120B29.1B-79.9B3.4T
2019-12-31115.7B36.4B4.1B2.7T
2018-12-31108.8B32.5B15.6B2.6T

USD, abbreviated. Restated annual history; not a point-in-time backtest. Missing values appear as dashes.

Trace the inputs

MODEL ANNUAL PERIOD
InputValueSEC tag / sourceFiled
revenue182.4BRevenues2026-02-13
netIncome57BNetIncomeLoss
Parent-attributable fallback: a verified consolidated total is unavailable in the supported tags. Noncontrolling interests have not been assumed to be zero; this may differ in scope from consolidated cash flow or operating income.
2026-02-13
Parent/common earnings proxy55.7BNetIncomeLossAvailableToCommonStockholdersBasic2026-02-13
cfo-147.8BNetCashProvidedByUsedInOperatingActivities2026-02-13
capexNot reported under a supported tag
operatingIncomeNot reported under a supported tag
assets4.4TAssets2026-02-13
equity362.4BStockholdersEquity
Parent-attributable fallback: a verified consolidated total is unavailable in the supported tags. Noncontrolling interests have not been assumed to be zero; this may differ in scope from consolidated cash flow or operating income.
2026-02-13
Parent book equity proxy362.4BStockholdersEquity2026-02-13
debt435.2BLongTermDebtAndCapitalLeaseObligationsIncludingCurrentMaturities2026-02-13
shortDebt64.8BShortTermBorrowings2026-02-13
cash343.3BCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents2026-02-13
shares2.8BWeightedAverageNumberOfDilutedSharesOutstanding2026-02-13
dividends16.6BPaymentsOfDividends2026-02-13
buybacks31.6BPaymentsForRepurchaseOfCommonStock2026-02-13
issuanceNot reported under a supported tag